Farm and Ranch Insurance

• Broadened named insured 

• Additional insured as required by contract or agreement 

• Fellow employee coverage

• Towing on vehicles 20,000 lbs or less 

• Rental Reimbursement 

• Drive other car coverage 

• Fellow employee coverage

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• Money and securities

• Computers and office equipment

• Valuable papers and records

• Business income and extra expense from dependent properties

• Buildings and business personal property on a replacement cost basis; agreed amount available

• Broadened premises boundary to 1,000 ft.

• Back-up of sewers and drains

• Utility services - direct damage

• Foundations, underground pipes, flues, or drains

• Fire department service charge

• Leasehold interest; improvements and betterments

• Newly acquired buildings and/or business personal property

• Ordinance or law undamaged portion of the building

• Demolition and increased cost of construction

• Outdoor property and outdoor signs

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• Additional insureds

• Increased medical payments

• Newly formed or acquired organization extended period of coverage

• Increased non-owned watercraft

• Waiver of transfer of rights of recovery Primary & noncontributory other insurance condition

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• Examples of inland marine coverage we can offer contractors include Accounts Receivable, Valuable Papers, Electronic Data Processing and other coverages tailored to your needs.

• Farm equipment

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• Protection for discrimination, harassment, wrongful termination, and more

• Protection for you and employees from allegation of wrongful acts

• Extended reporting period up to 36 months

• Available to companies up to 50 employees

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• Protection from work related injuries or illness. Workers Compensation coverage provides payment for medical care, lost time wages, financial benefits to the family of a deceased worker, and more. Workers Compensation coverage can protect both you and your employees.

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• Additional liability coverage to help protect against severe or catastrophic claims against you. This coverage protects your assets when the cost of a general liability or commercial automobile claim exceeds the limits of those policies.

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