Contractor Insurance

We offer comprehensive insurance coverages for contractors in the Southwest region (TX, AZ, NM, OK, and AR). Our dedicated underwriting and claims teams combine regional knowledge and contractors insurance expertise to offer responsive, quality service.

A carpenter sands wood with a power tool

Covering Contractors’ Liability Risks

From carpentry to floor covering installation, we offer a broad range of comprehensive insurance solutions that can be tailored to your unique needs.

  • Flexible Additional Insured Options
  • Contactors Care Custody or Control
  • Contractors Ultra Endorsement
  • Premier Property Enhancement Endorsement

Preferred Contractor Class Guidelines

  • Minimum of three years in business 

  • 3-5 years favorable loss runs 

  • Three stories or less 

  • Commercial or residential service and repair 

  • Work with schools, hospitals, airports or government entities is ineligible 

  • Proper risk transfer - Subcontractor Agreement 

  • Quality assurance program in place 

  • Written fleet safety policy

Target Classes

  • Carpenters 

  • Commercial Painters - Internal & External 

  • Concrete (Non-Structural) 

  • Electricians 

  • Flooring Contractors 

  • Commercial General Contractors 

  • Drywall 

  • Plumbing (Residential Service and Repair) 

  • Heating and Air-Conditioning (Residential Service and Repair) 

  • Terrazzo, Tile, Marble, and Mosaic Work

Download Class List

Contractor Coverage Options

We offer flexible insurance solutions and broad coverage options for contractors within the Southwest region, including auto, property, general liability, inland marine, workers compensation, and umbrella.

A warning symbol above three illegible lines of text

Loss Control

Our in-house loss control professionals develop unique plans based on your needs. Explore our loss control services and resources.

A business person in a suit and tie

Find An Agent

Ready to create your customized insurance solution? Locate one of our independent agents.