Retail Insurance

Our dedicated underwriting and claims teams leverage regional expertise to offer customizable insurance solutions, responsive partnership, and quality service.

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Tailored Insurance Solutions for Your Retail Business

From florists to hardware stores, we offer a broad range of comprehensive insurance solutions that can be tailored to your unique needs.

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Preferred Retail Class Guidelines

  • Minimum of three years in business 

  • 3-5 years favorable loss runs 

  • Hazardous materials and 100% online retail exposures ineligible 

  • Written Fleet Safety Policy 

  • Local radius 

  • Buildings 20 years or newer 

  • Buildings 25,000 square feet or less

Target Classes

  • Family Clothing Stores 

  • Floor Covering Stores 

  • Florists 

  • Furniture Stores 

  • Gift, Novelty, and Souvenir Shops 

  • Grocery Stores 

  • Hardware Stores 

  • Jewelry Stores 

  • Miscellaneous Food Stores 

  • Radio, Television, and Consumer Electronic Stores 

  • Retail Bakeries

Download Class List

Retail Coverage Options

We offer flexible insurance solutions and a broad range of coverage options for retailers in the Southwest region, including auto, property, general liability, inland marine, workers compensation, and umbrella.

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Loss Control

Our in-house loss control professionals develop unique plans based on your needs. Explore our loss control services and resources.

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Find An Agent

Ready to create your customized insurance solution? Locate one of our independent agents.