Retail Insurance
Our dedicated underwriting and claims teams leverage regional expertise to offer customizable insurance solutions, responsive partnership, and quality service.
![A plant shop owner answers the phone at their job](/sites/g/files/xkzibx206/files/styles/coh_large/public/2024-02/BSW_Retail_HeroImgWeb.png?itok=ZIfQN_0u)
Tailored Insurance Solutions for Your Retail Business
From florists to hardware stores, we offer a broad range of comprehensive insurance solutions that can be tailored to your unique needs.
![Preferred Retail Class Guidelines A pen checks items off a list](/sites/g/files/xkzibx206/files/2024-02/BSW_Teaser_PenAndPaper.png)
Preferred Retail Class Guidelines
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Minimum of three years in business
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3-5 years favorable loss runs
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Hazardous materials and 100% online retail exposures ineligible
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Written Fleet Safety Policy
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Local radius
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Buildings 20 years or newer
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Buildings 25,000 square feet or less
![Target Classes](/sites/g/files/xkzibx206/files/2024-02/BSW_Teaser_Supplies.png)
Target Classes
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Family Clothing Stores
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Floor Covering Stores
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Florists
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Furniture Stores
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Gift, Novelty, and Souvenir Shops
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Grocery Stores
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Hardware Stores
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Jewelry Stores
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Miscellaneous Food Stores
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Radio, Television, and Consumer Electronic Stores
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Retail Bakeries
Retail Coverage Options
We offer flexible insurance solutions and a broad range of coverage options for retailers in the Southwest region, including auto, property, general liability, inland marine, workers compensation, and umbrella.